Conventional 5-Year Mortgage Rate
(MORTGAGE_5Y)Observations
Oct 2026: 6.19
Updated: 2026-10-09, 8:48:08 a.m. ET
Units
Percent,
Posted 5-year conventional rate, weekly
Frequency
Weekly
Source
Bank of Canada, Valet
Series ID
MORTGAGE_5Y
Valet V80691335
CREDConventional 5-Year Mortgage Rate
Source: Bank of Canada, Valet via CRED
Shaded areas indicate Canadian recessions (C.D. Howe Institute).
Shaded areas indicate Canadian recessions (C.D. Howe Institute).
Notes
Source: Bank of Canada
Release: Chartered bank interest rates
Units: Percent, Posted 5-year conventional rate, weekly
Frequency: Weekly
Notes: The posted 5-year conventional mortgage rate at major chartered banks, published weekly. It is the benchmark behind fixed mortgage pricing; the negotiated rates borrowers actually pay typically run below the posted rate. Published in percent by the Bank of Canada.
Suggested Citation: Bank of Canada, Conventional 5-Year Mortgage Rate MORTGAGE_5Y, retrieved from CRED, Canadian Research Economic Data; https://cred.nshipyard.com/series/MORTGAGE_5Y, October 9, 2026.
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