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Households, Effective interest cost, mortgage loans (unadjusted at quarterly rates), Canada

(SC_38100235_1806944996)
Observations
Q2 2026: 1.03
Updated: 2026-11-02, 10:35:57 a.m. ET
Units
Percent,
Frequency
Quarterly
Source
Statistics Canada, Financial Indicators of Households and Non-profit Institutions Serving Households
Series ID
SC_38100235_1806944996
Table 38-10-0235-01
CREDHouseholds, Effective interest cost, mortgage loans (unadjusted at quarterly rates), Canada
COVID-19 recessionGlobal Financial CrisisEarly 1990s recession0.60.811.21.41.61.822.22.42.62.831990199419982002200620102014201820222026Percent1990-01-01: 2.831990-04-01: 2.811990-07-01: 2.871990-10-01: 2.911991-01-01: 2.881991-04-01: 2.831991-07-01: 2.821991-10-01: 2.851992-01-01: 2.691992-04-01: 2.631992-07-01: 2.641992-10-01: 2.641993-01-01: 2.41993-04-01: 2.351993-07-01: 2.341993-10-01: 2.31994-01-01: 2.251994-04-01: 2.161994-07-01: 2.221994-10-01: 2.241995-01-01: 2.241995-04-01: 2.221995-07-01: 2.231995-10-01: 2.221996-01-01: 2.171996-04-01: 2.11996-07-01: 2.11996-10-01: 2.051997-01-01: 1.941997-04-01: 1.891997-07-01: 1.891997-10-01: 1.871998-01-01: 1.821998-04-01: 1.761998-07-01: 1.821998-10-01: 1.81999-01-01: 1.661999-04-01: 1.611999-07-01: 1.621999-10-01: 1.632000-01-01: 1.662000-04-01: 1.692000-07-01: 1.72000-10-01: 1.722001-01-01: 1.672001-04-01: 1.662001-07-01: 1.632001-10-01: 1.562002-01-01: 1.482002-04-01: 1.472002-07-01: 1.472002-10-01: 1.442003-01-01: 1.432003-04-01: 1.452003-07-01: 1.412003-10-01: 1.372004-01-01: 1.342004-04-01: 1.32004-07-01: 1.272004-10-01: 1.242005-01-01: 1.242005-04-01: 1.252005-07-01: 1.242005-10-01: 1.242006-01-01: 1.212006-04-01: 1.272006-07-01: 1.292006-10-01: 1.282007-01-01: 1.262007-04-01: 1.282007-07-01: 1.282007-10-01: 1.32008-01-01: 1.282008-04-01: 1.232008-07-01: 1.222008-10-01: 1.122009-01-01: 1.072009-04-01: 1.052009-07-01: 1.032009-10-01: 1.022010-01-01: 0.982010-04-01: 0.972010-07-01: 0.982010-10-01: 0.992011-01-01: 0.962011-04-01: 0.932011-07-01: 0.912011-10-01: 0.912012-01-01: 0.92012-04-01: 0.862012-07-01: 0.882012-10-01: 0.872013-01-01: 0.872013-04-01: 0.832013-07-01: 0.862013-10-01: 0.862014-01-01: 0.862014-04-01: 0.822014-07-01: 0.842014-10-01: 0.832015-01-01: 0.812015-04-01: 0.752015-07-01: 0.762015-10-01: 0.742016-01-01: 0.732016-04-01: 0.72016-07-01: 0.712016-10-01: 0.712017-01-01: 0.692017-04-01: 0.672017-07-01: 0.72017-10-01: 0.732018-01-01: 0.742018-04-01: 0.742018-07-01: 0.772018-10-01: 0.792019-01-01: 0.812019-04-01: 0.812019-07-01: 0.832019-10-01: 0.822020-01-01: 0.792020-04-01: 0.752020-07-01: 0.742020-10-01: 0.722021-01-01: 0.72021-04-01: 0.672021-07-01: 0.652021-10-01: 0.632022-01-01: 0.622022-04-01: 0.662022-07-01: 0.782022-10-01: 0.922023-01-01: 1.022023-04-01: 1.052023-07-01: 1.12023-10-01: 1.122024-01-01: 1.142024-04-01: 1.152024-07-01: 1.142024-10-01: 1.12025-01-01: 1.092025-04-01: 1.072025-07-01: 1.062025-10-01: 1.042026-01-01: 1.042026-04-01: 1.03
Source: Statistics Canada, Financial Indicators of Households and Non-profit Institutions Serving Households via CRED
Shaded areas indicate Canadian recessions (C.D. Howe Institute).
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Notes

Source: Statistics Canada

Release: Financial Indicators of Households and Non-profit Institutions Serving Households

Units: Percent

Frequency: Quarterly

Notes: Households, Effective interest cost, mortgage loans (unadjusted at quarterly rates). From the Financial Indicators of Households and Non-profit Institutions Serving Households (Statistics Canada), table 38-10-0235-01. Expressed in percent; published quarterly.

Suggested Citation: Statistics Canada, Households, Effective interest cost, mortgage loans (unadjusted at quarterly rates), Canada SC_38100235_1806944996, retrieved from CRED, Canadian Research Economic Data; https://cred.nshipyard.com/series/SC_38100235_1806944996, November 2, 2026.

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CREDReal Gross Domestic Product
COVID-19 recessionGlobal Financial Crisis1200000140000016000001800000200000022000002400000260000019962000200420082012201620202026Millions of chained 2017 dollars1996-07-01: 12881631996-10-01: 12983691997-01-01: 13157661997-04-01: 13305731997-07-01: 13463471997-10-01: 13593581998-01-01: 13785521998-04-01: 13792821998-07-01: 13918501998-10-01: 14107091999-01-01: 14361801999-04-01: 14480251999-07-01: 14707221999-10-01: 14913262000-01-01: 15146762000-04-01: 15325032000-07-01: 15482122000-10-01: 15512742001-01-01: 15600062001-04-01: 15649122001-07-01: 15638122001-10-01: 15731912002-01-01: 15961942002-04-01: 16056252002-07-01: 16195092002-10-01: 16284042003-01-01: 16374642003-04-01: 16350892003-07-01: 16412022003-10-01: 16524842004-01-01: 16645002004-04-01: 16842222004-07-01: 17041352004-10-01: 17164342005-01-01: 17224452005-04-01: 17348942005-07-01: 17559192005-10-01: 17733582006-01-01: 17877562006-04-01: 17886502006-07-01: 17936852006-10-01: 18008282007-01-01: 18123212007-04-01: 18298232007-07-01: 18366792007-10-01: 18390932008-01-01: 18404732008-04-01: 18471792008-07-01: 18623582008-10-01: 18407492009-01-01: 17992112009-04-01: 17798032009-07-01: 17877632009-10-01: 18085352010-01-01: 18304462010-04-01: 18400312010-07-01: 18529122010-10-01: 18736982011-01-01: 18879682011-04-01: 18913952011-07-01: 19172742011-10-01: 19325112012-01-01: 19337312012-04-01: 19400172012-07-01: 19426722012-10-01: 19466702013-01-01: 19640952013-04-01: 19754062013-07-01: 19916502013-10-01: 20124942014-01-01: 20158952014-04-01: 20342712014-07-01: 20537712014-10-01: 20679662015-01-01: 20564522015-04-01: 20508382015-07-01: 20581822015-10-01: 20595462016-01-01: 20717322016-04-01: 20614122016-07-01: 20828052016-10-01: 20944902017-01-01: 21208432017-04-01: 21431662017-07-01: 21438392017-10-01: 21547162018-01-01: 21797652018-04-01: 21967682018-07-01: 22078492018-10-01: 22130502019-01-01: 22183762019-04-01: 22426622019-07-01: 22489332019-10-01: 22553542020-01-01: 22113762020-04-01: 19681262020-07-01: 21469012020-10-01: 21872282021-01-01: 22244892021-04-01: 22218822021-07-01: 22666422021-10-01: 23072242022-01-01: 23311462022-04-01: 23576662022-07-01: 23767342022-10-01: 23782292023-01-01: 24032642023-04-01: 24070992023-07-01: 24083062023-10-01: 24095512024-01-01: 24271082024-04-01: 24469132024-07-01: 24669572024-10-01: 24842612025-01-01: 25020382025-04-01: 24959752025-07-01: 25077542025-10-01: 25015732026-01-01: 25036042026-04-01: 2524127
Source: Statistics Canada, Canadian System of Macroeconomic Accounts via CRED
Shaded areas indicate Canadian recessions (C.D. Howe Institute).
cred.nshipyard.com

Real Gross Domestic Product

CREDNominal Gross Domestic Product
COVID-19 recessionGlobal Financial Crisis8000001000000120000014000001600000180000020000002200000240000026000002800000300000032000003400000360000019962000200420082012201620202026Millions of dollars1996-07-01: 8645441996-10-01: 8776801997-01-01: 8917481997-04-01: 8994121997-07-01: 9125641997-10-01: 9239801998-01-01: 9346121998-04-01: 9352121998-07-01: 9388721998-10-01: 9534961999-01-01: 9752401999-04-01: 9941721999-07-01: 10213081999-10-01: 10409882000-01-01: 10701882000-04-01: 10994482000-07-01: 11217682000-10-01: 11328802001-01-01: 11499242001-04-01: 11528602001-07-01: 11388042001-10-01: 11365842002-01-01: 11586402002-04-01: 11858922002-07-01: 12041442002-10-01: 12261002003-01-01: 12500882003-04-01: 12377202003-07-01: 12582962003-10-01: 12728842004-01-01: 12962162004-04-01: 13281482004-07-01: 13514802004-10-01: 13670802005-01-01: 13803242005-04-01: 13996082005-07-01: 14369922005-10-01: 14694362006-01-01: 14760002006-04-01: 14907162006-07-01: 15049362006-10-01: 15147642007-01-01: 15472762007-04-01: 15766122007-07-01: 15822482007-10-01: 16045082008-01-01: 16372962008-04-01: 16774482008-07-01: 16945122008-10-01: 16189082009-01-01: 15572322009-04-01: 15484882009-07-01: 15679242009-10-01: 16116922010-01-01: 16440322010-04-01: 16532402010-07-01: 16653722010-10-01: 17015482011-01-01: 17379522011-04-01: 17598522011-07-01: 17857482011-10-01: 18127002012-01-01: 18151202012-04-01: 18189842012-07-01: 18306362012-10-01: 18440642013-01-01: 18768442013-04-01: 18865922013-07-01: 19124282013-10-01: 19331242014-01-01: 19634522014-04-01: 19884042014-07-01: 20137922014-10-01: 20139442015-01-01: 19843002015-04-01: 19849202015-07-01: 20008642015-10-01: 19916802016-01-01: 19984202016-04-01: 20021522016-07-01: 20354202016-10-01: 20661482017-01-01: 21079482017-04-01: 21300202017-07-01: 21417522017-10-01: 21828442018-01-01: 22070682018-04-01: 22400682018-07-01: 22589522018-10-01: 22366122019-01-01: 22689122019-04-01: 23126802019-07-01: 23224762019-10-01: 23501842020-01-01: 22880162020-04-01: 20159322020-07-01: 22464842020-10-01: 23316762021-01-01: 24313882021-04-01: 24880162021-07-01: 25633042021-10-01: 26605642022-01-01: 27778402022-04-01: 28982842022-07-01: 28887522022-10-01: 28917602023-01-01: 29124282023-04-01: 29352002023-07-01: 29976642023-10-01: 30155122024-01-01: 30363082024-04-01: 30889082024-07-01: 31320522024-10-01: 31769362025-01-01: 32244522025-04-01: 32112602025-07-01: 32607362025-10-01: 32845802026-01-01: 33284922026-04-01: 3437720
Source: Statistics Canada, Canadian System of Macroeconomic Accounts via CRED
Shaded areas indicate Canadian recessions (C.D. Howe Institute).
cred.nshipyard.com

Nominal Gross Domestic Product

CREDMonthly GDP by Industry
COVID-19 recession17000001800000190000020000002100000220000023000002400000201620182020202220242026Millions of chained 2017 dollars2016-09-01: 19412082016-10-01: 19401912016-11-01: 19474872016-12-01: 19529762017-01-01: 19621552017-02-01: 19694692017-03-01: 19778662017-04-01: 19870632017-05-01: 19917682017-06-01: 19963182017-07-01: 19951072017-08-01: 19938062017-09-01: 19992922017-10-01: 20002292017-11-01: 20100762017-12-01: 20152842018-01-01: 20216092018-02-01: 20319702018-03-01: 20399982018-04-01: 20398162018-05-01: 20468022018-06-01: 20490812018-07-01: 20535712018-08-01: 20556242018-09-01: 20590432018-10-01: 20635642018-11-01: 20606092018-12-01: 20639972019-01-01: 20677342019-02-01: 20610722019-03-01: 20726952019-04-01: 20859812019-05-01: 20921712019-06-01: 20959772019-07-01: 20970182019-08-01: 20971942019-09-01: 20986482019-10-01: 21004832019-11-01: 21003042019-12-01: 21106272020-01-01: 21115892020-02-01: 21160172020-03-01: 19564792020-04-01: 17479382020-05-01: 18280282020-06-01: 19363212020-07-01: 19861202020-08-01: 20059102020-09-01: 20246992020-10-01: 20373482020-11-01: 20512052020-12-01: 20567582021-01-01: 20685092021-02-01: 20716532021-03-01: 20936512021-04-01: 20720522021-05-01: 20677842021-06-01: 20872912021-07-01: 21014932021-08-01: 21191242021-09-01: 21292872021-10-01: 21472542021-11-01: 21572172021-12-01: 21661292022-01-01: 21608592022-02-01: 21838892022-03-01: 21969422022-04-01: 21973452022-05-01: 22024562022-06-01: 22116342022-07-01: 22149192022-08-01: 22215132022-09-01: 22263682022-10-01: 22239092022-11-01: 22213922022-12-01: 22149022023-01-01: 22361902023-02-01: 22438302023-03-01: 22505662023-04-01: 22507102023-05-01: 22512502023-06-01: 22483782023-07-01: 22509032023-08-01: 22519262023-09-01: 22511532023-10-01: 22535402023-11-01: 22594702023-12-01: 22566682024-01-01: 22627642024-02-01: 22764702024-03-01: 22774912024-04-01: 22856432024-05-01: 22890382024-06-01: 22940512024-07-01: 22986232024-08-01: 23013152024-09-01: 23075232024-10-01: 23170732024-11-01: 23123372024-12-01: 23170002025-01-01: 23297012025-02-01: 23260602025-03-01: 23304092025-04-01: 23283702025-05-01: 23248282025-06-01: 23233102025-07-01: 23384652025-08-01: 23369662025-09-01: 23426442025-10-01: 23357622025-11-01: 23378162025-12-01: 23402462026-01-01: 23397832026-02-01: 23435992026-03-01: 23400352026-04-01: 23548372026-05-01: 23628782026-06-01: 23711772026-07-01: 23717882026-08-01: 2371635
Source: Statistics Canada, Gross Domestic Product by Industry via CRED
Shaded areas indicate Canadian recessions (C.D. Howe Institute).
cred.nshipyard.com

Monthly GDP by Industry

CREDReal GDP per Capita
COVID-19 recessionGlobal Financial Crisis4400046000480005000052000540005600058000600006200019962000200420082012201620202026Chained 2017 dollars1996-07-01: 435041996-10-01: 437041997-01-01: 442251997-04-01: 446231997-07-01: 450191997-10-01: 453201998-01-01: 459081998-04-01: 458541998-07-01: 461561998-10-01: 466631999-01-01: 474611999-04-01: 477661999-07-01: 483771999-10-01: 489092000-01-01: 496192000-04-01: 500922000-07-01: 504542000-10-01: 503922001-01-01: 506092001-04-01: 506262001-07-01: 504122001-10-01: 505382002-01-01: 512112002-04-01: 513762002-07-01: 516442002-10-01: 517762003-01-01: 520172003-04-01: 518262003-07-01: 518672003-10-01: 520692004-01-01: 523832004-04-01: 528892004-07-01: 533562004-10-01: 535752005-01-01: 537012005-04-01: 539782005-07-01: 544592005-10-01: 548122006-01-01: 551862006-04-01: 550862006-07-01: 550702006-10-01: 551032007-01-01: 553922007-04-01: 558112007-07-01: 558452007-10-01: 557272008-01-01: 556872008-04-01: 557602008-07-01: 560152008-10-01: 551572009-01-01: 538242009-04-01: 531092009-07-01: 531602009-10-01: 535732010-01-01: 541412010-04-01: 542932010-07-01: 544882010-10-01: 548952011-01-01: 552582011-04-01: 552552011-07-01: 558332011-10-01: 560842012-01-01: 560242012-04-01: 560832012-07-01: 559632012-10-01: 558832013-01-01: 563072013-04-01: 565102013-07-01: 567732013-10-01: 571582014-01-01: 571932014-04-01: 575952014-07-01: 579602014-10-01: 581622015-01-01: 578132015-04-01: 575972015-07-01: 576452015-10-01: 574912016-01-01: 577542016-04-01: 573092016-07-01: 576782016-10-01: 577672017-01-01: 584042017-04-01: 588832017-07-01: 586632017-10-01: 586762018-01-01: 592302018-04-01: 595272018-07-01: 595552018-10-01: 593962019-01-01: 594152019-04-01: 599052019-07-01: 597832019-10-01: 596212020-01-01: 583042020-04-01: 517832020-07-01: 564552020-10-01: 575172021-01-01: 584502021-04-01: 582552021-07-01: 592742021-10-01: 600112022-01-01: 604472022-04-01: 609332022-07-01: 610202022-10-01: 605392023-01-01: 608402023-04-01: 605912023-07-01: 601342023-10-01: 595432024-01-01: 595982024-04-01: 596952024-07-01: 597872024-10-01: 598702025-01-01: 601822025-04-01: 599932025-07-01: 602082025-10-01: 601692026-01-01: 603682026-04-01: 60944
Source: Statistics Canada, Canadian System of Macroeconomic Accounts via CRED
Shaded areas indicate Canadian recessions (C.D. Howe Institute).
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